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Profile photo of a State Farm Agent named: Buffie Arhbal

Would you like to create a personalized quote?

State Farm® Insurance Agent

Buffie Arhbal

444 Front St
Suite 1
Owego, NY 13827

located at intersection of Front St and E Front St

Profile photo of a State Farm Agent named: Buffie Arhbal

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
Call us 24 hours a day!

Contact me to schedule a virtual meeting


444 Front St
Suite 1
Owego, NY 13827



Online auto quotes are not available at this time. We would love to help you.

Please call, text, or visit us for an auto quote today. Our team is ready now to put together a Personal Price Plan for you!

24/7 Live Telephone Customer Service

I have been a resident of Owego since 2007 and my agency has been serving Tioga County residents since 2006 for Auto, home, life and health insurance needs. I am an Alumni of Broome Community College and Binghamton University and am proud to keep my business and my roots in this area. I have served on the Owego Apalachin Board of Education and the United Way Tioga Board of Directors. I am proud to serve our neighboring communities in Newark Valley, Candor, Barton, Tioga Center, Waverly, Spencer and Apalachin to meet your needs for insuring what matters most. Call my office today for a quote.

You rent the place where you live. But if something ever happened — such as a fire or theft — could you replace the stuff that makes it home? Call for a Renters Quote

Help protect your ride, your stuff and your wallet. Choose to include a State Farm Auto Policy with a Renters Policy,

When the open road calls, we want to help you be ready. Call us for a Motorcycle quote.

There’s no boatowner insurance quite like ours. New lower prices. In-depth personal service.

Whether you are looking for the affordability of term insurance, the lifelong protection of life insurance or a combination of both, we have options to fit your needs and budget.

Have you heard about the State Farm Personal Price Plan? It’s all about creating a personalized price just for you, and I can help. Call, click or stop by today.

If your identity is stolen, it won’t seem like “life as usual” for a while unless you get some help to recover. We understand the financial and emotional toll this crime can take. And, we understand the process of recovering control of your identity and restoring your credit history. Let us talk about our State Farm® Cyber Event, Identity Restoration Coverage Endorsement.

How much life insurance do you need? I can help you with a life needs analysis.

However you get to your next adventure, I've got coverage options for your RV, Motorcycle, ATV, Travel Trailer, Snowmobile or Boat. As your agent, I'm here to help you find solid protection for your type of recreational vehicle, and of course, your needs and budget.

Did you know State Farm offers Life Insurance? During Life Insurance Awareness Month, it’s important to learn the options you have for you and your family. Let us have a conversation to make sure we are providing you the right policy that meets your needs.

Have you looked at your financial goals and insurance recently? My team and I can help you understand what you have and help you assess the risks that may affect the financial well-being of your family then help you to take appropriate steps to protect against those risks.

Enjoy the savings when you make the choice to combine your home and auto insurance. Contact me for a quote today.

Life insurance can be an important purchase because it may protect your most important people. It’s easier and more affordable than you might think. Contact me to talk about your options.

Get a quote today and see how our competitive Auto discounts can save you money without compromising on quality.

Cyber Event and Identity Restoration Coverage; offers coverage for specific expenses caused by cyber loss events, plus up to 12 months of case management service.

Treat your motorcycle to personalized coverage. Whether you ride a classic, a customized motorcycle or a cruiser, look to a good neighbor to help with coverage options that can fit your needs and budget, along with reliable 24/7 support to go the distance.

Personal service makes happier campers. Whether you're camping, hitting the trails, or thinking about purchasing a recreational vehicle or trailer, don't hesitate to call or drop me an email for a quote.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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My mission is to assist and protect Tioga County in Owego where my agency resides and the surrounding areas of Newark Valley, Candor, Apalachin, Spencer, Waverly, Barton, Tioga Center, and Spencer, through offering Insurance coverage in auto Insurance, Homeowners insurance, Life insurance, and Health insurance. My agency has a strong commitment to volunteerism and serving the community through supporting the local population. Call today for a FREE auto insurance quote.

Our team provides a remarkable customer experience. Team members are licensed and trained to meet customer needs for Life Insurance, auto Insurance, Homeowners Insurance, Renters Insurance, Flood Insurance and Health Insurance, as well. Serving the insurance needs of customers in Owego, Tioga County and across New York State.


Amber Baylor

Marketing Associate

Amber is happy to help you with your auto, Home and renters insurance in Owego, Tioga County and New York State.


Madeline Powell

Maddie is a lifelong resident of Owego and a recent graduate from Owego Free academy. Maddie is available to assist you with your car, home and commercial lines of insurance. Call today for a quote.


Whitney Wolff

Available Positions

Click to view all of Buffie's current openings!

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.